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Wednesday 19 October 2011

What is Evernote?

I’ve been using Evernote now for nearly 3 years and I love it. I’m completely dependant on it, it’s my digital drug and I couldn’t image my world without it.

Over this period I’ve introduced many friends and colleagues to this wonderful world, and I always get a polarised reaction. They either

Get it, jump straight in, and never look back. Quickly reaching the point where like me they wonder what they did before they got Evernote.
Don’t get it, don’t see the point of it, and never bother with it again

As most of the people I introduced were individuals who are highly IT literate, and hold “office” jobs, I was certain that they would love Evernote. Understand my dismay when the majority of them didn’t get it.

I couldn’t understand it, they were people who could benefit massively, yet they couldn’t see how it would be of any use to them.

I then began to ask why they wouldn’t find it useful. The responses typically revolved around seeing it as just another way to organise files on your computer, and most of these people were already using a very well defined folder structure on their computer. While this is one potential use for Evernote, it can be used for so much more.

In my opinion the real power of Evernote lies in how it enables you to search not only the document title, document tag, but also the content. This has saved me hours of hunting around documents trying to find the document that I wrote for x, but used a title that made sense at the time, but now is now a complete mystery to me 12 months later.

A couple of examples of the sort of things that you can do with Evernote are

Paperless office applications
Rather than printing that invoice, and sticking it in a filing cabinet. Email the PDF to evernote, and store it in a digital filing cabinet thats far easier to search and retrieve documents. Whats more this information is now available, on my work PC, my personal Mac Book, iPhone, iPad. This all works seamlessly and saves me loads of time, as I also print all my customer invoices to PDF and save them in Evernote. So when my clients say that they haven’t got the invoice (I’m sure we’ve all heard that excuse for not paying a bill before), I can fire up whatever device I have to hand, and send the email in seconds.

Storing Instructions booklets
Fed up of never being able to find the instructions for your TV, Fridge, Freezer, Sky box etc, as lets face it you only ever need them when something goes wrong. Scan them into evernote and ditch the papercopies.

I also do the same for warranty cards and other product specific info, that used to end up in a kitchen draw, and eventually get lost.

Software serial numbers
Fed up of losing serial numbers for software that I’d installed, I started using evernote to keep all this information, so that when I had to rebuild my computer, I had all of the serial numbers to hand.

Research Articles
A really neat feature of Evernote is the web clipper. When I see a webpage that I think will be useful, I clip it to evernote and hey presto I have now got a permanent record of the webpage, it’s URL and links. Whats better is if the page becomes unavailable because the site is removed or changed I’ve still got the content which I found of interest.

I find this invaluable for taking How to guides, or news articles that I know will be useful in the future. I no longer have to try to remember how I found them in the first place, just type a few key words into evernote and up pops the article or guide. Brilliant.

Snapshots of Documents
I have to admit that I’m not great at renaming documents when I make changes, as such I occasionally overwrite a “snapshot” of a document. This can be critical if I am talking to a client and want to see the same spreadsheet that they had. By adding my evernote account as a bcc on the email that I sent to the client, I now have a backed up copy of every version of every spreadsheet or document that I have sent to the client.

Signing of Contracts
I use softsign, which is an app on the ipad, to finalise my contracts. It gives me a very simple tool, which allows me to capture a digital signature and then finalise the contract and keep a snapshot at that point. Further it also allows me to distribute the copy in seconds, which mean that my clients get a signed copy of the contract, within minutes of me leaving their offices, which rarely fails to impress.

You can find out more details at www.softsignltd.com

There are loads more uses and people find new and inventive ways in which to use Evernote daily. That is essentially it’s power. It is as flexible as you want it to be.

So whats holding you back, go to their website and open an account today. Invest the time in learning what Evernote can do for you, and in no time at all you will wonder how you lived without it.

Wednesday 12 October 2011

Does your business have exposure to Foreign Currency?


If you trade foreign currency, you may be paying over the odds and North East Finance Directors Ltd can help to reduce this for you.


Typically smaller customers do not have the in house expertise required to ensure that they are getting a fair deal from their bank or broker, and as such will be paying more in comission than they need to.


This lack of understanding can be exploited where a "no fee" structure is in place. The broker or bank will take the additional funds through their "commission", where commission is the difference between the wholesale price and the price the customer pays.


We have an agreed policy with our preferred broker FX Capital Group of London, where any clients referred by us will benefit by having clear visibility of the agreed "commission" via their on line trading platform.


Further we will assist in developing a hedging strategy where required to ensure that you minimise both your cost and exposure to foreign currency.


We will undertake a no obligation review of your recent transactions to see if there is any potential for making any savings.


To find out more email us at or request a call back.

R&D grants still available to businesses

Businesses in the North East of England are still eligible to apply for the Grant for R&D.

The objective of the Grant is to assist small and medium sized businesses, including pre-start-ups and start-ups, to engage in R&D projects in strategically important areas of science, engineering and technology through which successful new products, processes and services can emerge.

Grants are available in three categories :-
Proof of Market (up to £25,000 grant)
Proof of Concept (up to £100,000 grant)
Development of Prototype (up to £250,000 grant) categories.

If you would like to find out more, then please contact us at


A new £5m loan fund aimed at supporting start-ups and small enterprise businesses in the North East of England.

The Finance for Business North East Microloan Fund is the seventh fund of the £125m Finance for Business North East Programme. The fund has been made possible by a unique collaboration between the European Investment Bank (EIB), European Regional Development Fund (ERDF) and regional development agency, One North East (ONE). 

Entrust manages the £5m Microloan Fund on behalf of North East Finance and will aim to support the creation of new enterprises and the growth of existing micro and small businesses (including Third Sector Organisations) across the region. The fund will help to stimulate the creation of new business and secure jobs within the North East of England.

The initial investment phase will run until 31st December 2014 with the fund open to applications from mid-April 2011. Unsecured loans of between £1k and £25k will be made to both start-up and existing businesses who are finding it difficult to secure mainstream finance.

Loan support will be targeted at key customer groups, including disadvantaged individuals, sole traders, partnerships, limited companies and third sector enterprises.

More information is available on the Entrust website


Tuesday 11 October 2011

Are you eligible for a National Insurance Contribution holiday?

New businesses in our region are potentially eligible for a National Insurance holiday, of up to a maximum of £50,000.

Under this scheme, for a limited period and subject to meeting certain conditions, new businesses may qualify for a deduction of up to £5,000 from the employer NICs that would normally be due - for each of the first ten employees they take on.

For those of you happy to do it yourself, information on how to apply is available at


If you need help wading through all of the information, then please email us at or request a call back.

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